Licensed / Central Bank of Libya / Est. 2024

Fintech infrastructurefor the next eraof Libyan banking and payments.

From switching and issuing to wallet ecosystems and QR commerce, EVO helps institutions and merchants move faster with secure, scalable digital rails.

24/7
Real-time switching uptime model
PCI-DSS
Compliant secure processing
NCR Authentic
Powering the Swytch core
Swytch platform overview
Trusted partners

Building Libya's payment rails alongside the institutions and platforms that move global finance.

Mission and vision

Why EVO is building infrastructure that lasts.

EVO is focused on the foundation behind modern financial experiences: secure rails, scalable operations, and infrastructure that helps institutions move faster with confidence.

Mission

To design, build, and operate secure, scalable fintech infrastructure that empowers financial institutions to transform digitally, deliver superior customer experiences, and expand inclusive financial services.

Vision

To become Libya’s leading fintech infrastructure provider and a core enabler of the nation’s digital payments and digital banking transformation.

Two audiences, one stack

Infrastructure for institutions.
Experiences for everyone else.

EVO operates at both ends of the rail. We build the regulated core that banks integrate against, and the wallet, QR, and acceptance products that merchants and consumers actually touch.

For / Banks & FIs

Modernize switching, issuing & acquiring without rebuilding from zero.

  • 01Swytch coreReal-time switching powered by NCR Authentic
  • 02Card programsIssuing, lifecycle, On-Us / Off-Us / International routing
  • 03Core integrationAPI-first connectors to legacy banking systems
  • 04Managed opsPCI-DSS environment with high-availability SLAs
For / Merchants & Users

Launch a wallet, accept QR, and transact across the EVO network.

  • 01EVO WalletWallet-to-wallet, wallet-to-account, virtual Visa
  • 02EVO Cash QRMerchant QR payments with same-day settlement
  • 03Bill & vouchersDigital bill pay, top-ups, vouchers, eSIM
  • 04OnboardingKYC / AML, OTP, secure access flows
9
Core service families
switching, issuing, wallet, QR, ATM, POS, security, data center, contact center
2024
Established
Licensed under Central Bank of Libya
PCI-DSS
Compliant environment
Encrypted, monitored, audited
24/7
Operations model
Resilience, monitoring, support
Flagship product
Swytch / Powered by NCR Authentic

The switching core that holds Libya's payment rails together.

Swytch is EVO's proprietary switching and processing platform, built on a scalable, event-driven architecture that unifies card, ATM, POS, wallet, and digital channels into a single PCI-compliant environment.

Real-time
Switching & processing
Event-driven
Architecture
Multi-channel
ATM / POS / Digital / Wallet
Routing
On-Us / Off-Us / International
SWYTCH.LOG / LIVEregion: lby-01
POST/swytch/v4/transactions• 200 OK42ms
EVENTtx.routed -> ON-US• forwarded6ms
AUTHcard.verify (PAN-encrypted)• approved28ms
NOTIFYwebhook.merchant.acme• delivered12ms
SETTLEbatch.queued• queued2ms
Throughput / last 60s
EVO Wallet

A wallet layer built for everyday users, merchant QR, and partner cash networks.

EVO Wallet sits on top of EVO's switching and banking rails to give institutions a consumer-ready wallet, merchant QR acceptance, wallet-to-wallet transfers, cash services, and a path to virtual card experiences.

QR
Merchant payments through EVO Cash
KYC
Onboarding aligned to regulated wallet flows
P2P
Wallet-to-wallet money movement
Visa
Virtual card extension for digital spend
Scan to download the EVO Wallet app

Download the app

iosandroid
Security & compliance

Built for regulated financial operations.

Security at EVO is visible architecture, not a footer claim. Every layer of the stack, from the Swytch core to the wallet edge, is designed for the threat model financial institutions actually face.

Read the security overview
/ 01

Regulated

Licensed and supervised under the Central Bank of Libya regulatory framework.

/ 02

PCI-DSS

Payment processing inside an audited, encrypted, monitored secure environment.

/ 03

Auth & access

OTP, QR-secure, role-based access, and multi-factor controls across operator surfaces.

/ 04

Resilience

High-availability operating model with disaster recovery and 24/7 monitoring.

/ 05

Fraud controls

Real-time transaction monitoring, anomaly detection, and incident response paths.

/ 06

Data protection

Encryption in transit and at rest, tokenized PAN handling, and audit-ready logs.

Developers

API-first by default.
Integrate in days, not quarters.

The docs surface should feel real from day one: quickstarts, authentication, wallet APIs, QR/payment APIs, webhooks, errors, changelog, and status.

  • Quickstart
    curl-ready in 5 minutes
  • Webhooks
    Signed event delivery
  • Sandbox
    Test PAN + dummy routes
  • Status
    Live availability + incidents
POST /transactions200 OK / 28ms
1POST /v1/qr/payments
2Authorization: Bearer <sandbox_key>
3
4{
5 "merchant_id": "mrc_2048",
6 "amount": 125.50,
7 "currency": "LYD"
8}
↳ tx_38a221c / approved / routed ON-USsettle: T+0

Ready to build the next payment rail?